{"id":1045,"date":"2025-10-07T15:25:00","date_gmt":"2025-10-07T15:25:00","guid":{"rendered":"https:\/\/jbco.co.in\/?p=1045"},"modified":"2025-10-07T15:25:00","modified_gmt":"2025-10-07T15:25:00","slug":"reserve-bank-integrated-ombudsman-scheme-2021-rb-ios-2021","status":"publish","type":"post","link":"https:\/\/jbco.co.in\/?p=1045","title":{"rendered":"Reserve Bank – Integrated Ombudsman Scheme, 2021 (RB-IOS, 2021)"},"content":{"rendered":"\n\n
\n

EXECUTIVE DIRECTOR<\/p>\n

Reserve Bank of India
Mumbai<\/p>\n

Reserve Bank – Integrated Ombudsman Scheme, 2021 (RB-IOS, 2021)<\/p>\n

NOTIFICATION<\/u> <\/p>\n

Ref. CO.CEPD.PRS.No.S684\/13-55-001\/2025-2026<\/p>\n

October 07, 2025<\/p>\n

In exercise of the powers conferred under Section 35A of the Banking Regulation Act, 1949, and in partial modification of the notification CEPD. PRD. No. S544\/13.01.001\/2022-23 dated August 05, 2022<\/a>, the Reserve Bank of India, being satisfied that it is in public interest to do so, hereby directs that the State Co-operative Banks, and Central Co-operative Banks, as defined in the Banking Regulation Act, 1949, shall also be treated as a \u2018Regulated Entity\u2019 for the purpose of Reserve Bank – Integrated Ombudsman Scheme, 2021 (the Scheme).<\/p>\n

2. Accordingly, the Scheme<\/a> shall be applicable to State Co-operative Banks, Central Co-operative Banks, except to the extent specifically excluded under the Scheme.<\/p>\n

3. This Notification shall come into force with effect from November 01, 2025<\/span>.<\/p>\n

4. With this inclusion, the Scheme covers the following regulated entities:<\/p>\n

    \n
  1. \n

    all Commercial Banks, Regional Rural Banks, State Co-operative Banks, Central Co-operative Banks, Scheduled Primary (Urban) Co-operative Banks, and Non-Scheduled Primary (Urban) Co-operative Banks with deposits size of \u20b950 crore and above as on the date of the audited balance sheet of the previous financial year;<\/p>\n<\/li>\n

  2. \n

    all Non-Banking Financial Companies (excluding Housing Finance Companies) which (a) are authorised to accept deposits; or (b) have customer interface, with an assets size of \u20b9100 crore and above as on the date of the audited balance sheet of the previous financial year;<\/p>\n<\/li>\n

  3. \n

    all System Participants as defined under the Scheme; and <\/p>\n<\/li>\n

  4. \n

    Credit Information Companies.<\/p>\n<\/li>\n<\/ol>\n

    (Neeraj Nigam) <\/p>\n<\/td>\n<\/tr>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

    EXECUTIVE DIRECTOR Reserve Bank of IndiaMumbai Reserve Bank – Integrated Ombudsman Scheme, 2021 (RB-IOS, 2021) NOTIFICATION Ref. CO.CEPD.PRS.No.S684\/13-55-001\/2025-2026 October 07, 2025 In exercise of the powers conferred under Section 35A of the Banking Regulation Act, 1949, and in partial modification of the notification CEPD. PRD. No. S544\/13.01.001\/2022-23 dated August 05, 2022, the Reserve Bank of […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1045","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/posts\/1045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jbco.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1045"}],"version-history":[{"count":1,"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/posts\/1045\/revisions"}],"predecessor-version":[{"id":1046,"href":"https:\/\/jbco.co.in\/index.php?rest_route=\/wp\/v2\/posts\/1045\/revisions\/1046"}],"wp:attachment":[{"href":"https:\/\/jbco.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jbco.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jbco.co.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}