Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025

RBI/2025-26/47 DOR.CRE.REC.26/21.01.023/2025-26 June 6, 2025 Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 Contents A. Introduction B. Powers Exercised and Commencement C. Scope D. Definitions E. General Conditions Applicable to all Loans against Eligible Collateral Restrictions and Ceilings Valuation and Assaying of Gold and Silver collateral Loan to Value Ratio (LTV) […]

Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025

RBI/2025-26/47 DOR.CRE.REC.26/21.01.023/2025-26 June 6, 2025 Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 Contents A. Introduction B. Powers Exercised and Commencement C. Scope D. Definitions E. General Conditions Applicable to all Loans against Eligible Collateral Restrictions and Ceilings Valuation and Assaying of Gold and Silver collateral Loan to Value Ratio (LTV) […]

Maintenance of Cash Reserve Ratio (CRR)

RBI/2025-26/46 DoR.RET.REC.23/12.01.001/2025-26 June 06, 2025 All banks, Madam / Sir, Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular DoR.RET.REC.52/12.01.001/2024-25 dated December 06, 2024 and relative notification on the captioned subject. 2. As announced in the Governor’s Statement dated June 06, 2025, it has been decided to reduce the Cash Reserve Ratio (CRR) […]

Penal Interest on shortfall in CRR and SLR requirements – Change in Bank Rate

RBI/2025-26/45 DoR.RET.REC.22/12.01.001/2025-26 June 06, 2025 All banks, Madam / Sir, Penal Interest on shortfall in CRR and SLR requirements – Change in Bank Rate Please refer to Chapter VIII of Master Direction – Reserve Bank of India [Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)] Directions – 2021 as well as our circular DoR.RET.REC.16/12.01.001/2025-26 […]

Review of Qualifying Assets Criteria

RBI/2025-26/44 DoR.FIN.REC.25/03.10.038/2025-26 June 06, 2025 All Non-Banking Financial Companies – Microfinance Institutions Dear Sir/ Madam, Review of Qualifying Assets Criteria Please refer to paragraph 8.1 of the Master Direction – Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022 dated March 14, 2022 which prescribes Qualifying Assets Criteria for Non-Banking Financial Companies – […]

Standing Liquidity Facility for Primary Dealers

RBI/2025-26/43 REF.No.MPD.BC.400/07.01.279/2025-26 June 6, 2025 All Primary Dealers, Standing Liquidity Facility for Primary Dealers As announced in the bi-monthly Monetary Policy Statement, 2025-26 today, it has been decided by the Monetary Policy Committee (MPC) to reduce the policy repo rate under the Liquidity Adjustment Facility (LAF) by 50 basis points from 6.00 per cent to […]

Reporting on FIRMS portal – Issuance of Partly Paid Units by Investment Vehicles

RBI/2025-26/40 A.P. (DIR Series) Circular No. 06 May 23, 2025 To All Category – I Authorised Dealer Banks Madam / Sir Reporting on FIRMS portal – Issuance of Partly Paid Units by Investment Vehicles Attention of Authorised Dealer (AD) Category – I banks is invited to the Foreign Exchange Management (Non-debt Instruments) Rules, 2019 (hereinafter […]

Reporting on FIRMS portal – Issuance of Partly Paid Units by Investment Vehicles

RBI/2025-26/40 A.P. (DIR Series) Circular No. 06 May 23, 2025 To All Category – I Authorised Dealer Banks Madam / Sir Reporting on FIRMS portal – Issuance of Partly Paid Units by Investment Vehicles Attention of Authorised Dealer (AD) Category – I banks is invited to the Foreign Exchange Management (Non-debt Instruments) Rules, 2019 (hereinafter […]

Withdrawal of Master Circular on Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) and related circulars

RBI/2025-26/39 FIDD.CO.GSSD.BC.No 06/09.16.003/2025-26 May 21, 2025 The Chairman/ Managing Director/Chief Executive Officer All Scheduled Commercial Banks & Small Finance Banks Madam/ Dear Sir, Withdrawal of Master Circular on Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) and related circulars The Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) has officially concluded on September […]