Reserve Bank of India (Basel III Capital Regulations – Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Denominated Bonds Overseas) Directions, 2025
RBI/2025-26/85 DOR.CAP.REC.No.53/21.01.002/2025-26 September 29, 2025 All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks) Reserve Bank of India (Basel III Capital Regulations – Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Denominated Bonds Overseas) Directions, 2025 The Reserve Bank had […]
Reserve Bank of India (Lending Against Gold and Silver Collateral) – (1st Amendment) Directions, 2025
RBI/2025-26/84 DOR.CRE.REC.52/21.01.023/2025-26 September 29, 2025 Reserve Bank of India (Lending Against Gold and Silver Collateral) – (1st Amendment) Directions, 2025 Reserve Bank had issued Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 (hereinafter referred to as “the Directions”). Upon a review based on market feedback, certain amendments are envisaged with a […]
Reserve Bank of India (Interest Rate on Advances) (Amendment Directions), 2025
RBI/2025-26/83 DOR.CRE.REC.51/13.03.00/2025-26 September 29, 2025 Reserve Bank of India (Interest Rate on Advances) (Amendment Directions), 2025 Please refer to the Reserve Bank of India (Interest Rate on Advances) Directions, 2016 (‘Directions’) and the Circular on Reset of Floating Interest Rate on Equated Monthly Instalments (EMI) based Personal Loans dated August 18, 2023 (‘Circular’), read with […]
Reserve Bank of India (Settlement of Claims in respect of Deceased Customers of Banks) Directions, 2025
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Reserve Bank of India (Settlement of Claims in respect of Deceased Customers of Banks) Directions, 2025
RBI/2025-26/82 DoR.MCS.REC.50/01.01.003/2025-26 September 26, 2025 Reserve Bank of India (Settlement of Claims in respect of Deceased Customers of Banks) Directions, 2025 I. Introduction The nomination facility in deposit accounts, safe deposit lockers and articles in safe custody under the provisions of Sections 45ZA to ZF of the Banking Regulation Act, 1949 read with Section 56 […]
Special Clearing in Cheque Truncation System on October 3, 2025
RBI/2025-26/81 CO.DPSS.RLPD.No.S680/04-07-001/2025-2026 September 26, 2025 The Chairman / Managing Director / Chief Executive Officer of Banks participating in Cheque Truncation System/ National Payments Corporation of India Madam / Dear Sir, Special Clearing in Cheque Truncation System on October 3, 2025 A reference is invited to the circular CO.DPSS.RLPD.No.S536/04-07-001/2025-2026 dated August 13, 2025 on ‘Introduction of […]
Investment by State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) in Shared Service Entity (SSE) established by NABARD
RBI/2025-26/80 DOR.MRG.REC.49/00.00.011/2025-26 September 26, 2025 All State / Central Co-operative Banks Madam/ Dear Sir, Investment by State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) in Shared Service Entity (SSE) established by NABARD Please refer to circular DCBR.BPD.BC.No.01/19.51.026/2016-17 dated July 14, 2016 (hereinafter called the extant instructions), on Investments in Non-SLR instruments by State / […]
Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025
RBI/2025-26/79 CO.DPSS.POLC.No. S 668/02-14-015/2025-2026 September 25, 2025 Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025 Index 1. Introduction 2. Short title 3. Effective Date 4. Applicability 5. Definitions 6. Principles for authentication of digital payment transactions 7. Interoperability / Open Access 8. Risk based approach 9. Responsibility of the issuer 10. […]
Participation of Standalone Primary Dealers in Non-deliverable Rupee Derivative Markets
RBI/2025-26/78 A. P. (DIR Series) Circular No. 10 September 22, 2025 To, All Authorised Persons Madam/Sir, Participation of Standalone Primary Dealers in Non-deliverable Rupee Derivative Markets Attention of Authorised Persons is invited to the Foreign Exchange Management (Foreign Exchange Derivative Contracts) Regulations, 2000 dated May 03, 2000 [Notification no. FEMA.25/RB-2000 dated May 03, 2000], as […]
Master Direction on Regulation of Payment Aggregator (PA)
RBI/DPSS/2025-26/141 CO.DPSS.POLC.No.S-633/02-14-008/2025-26 September 15, 2025 All Payment System Providers and Payment System Participants / All Authorised Dealer banks / All Scheduled Commercial Banks Madam / Dear Sir, Master Direction on Regulation of Payment Aggregator (PA) The Reserve Bank of India had issued the ‘Guidelines on Regulation of Payment Aggregators and Payment Gateways’ vide circular DPSS.CO.PD.No.1810/02.14.008/2019-20 […]